In light of the madness that has ensued as a result of the data breach of Equifax, credit is at the forefront of everyone’s minds.
Equifax recently experienced a serious security breach that exposed the data of 143 million consumers.
The result of this breach includes unauthorized access to personal information.This includes information such as Social Security numbers, birth dates, addresses, and in some cases, driver’s license numbers.
The breach also compromised credit card numbers for 209,000 consumers. Moreover, the breach included dispute documents with personal identifying information for 182,000 consumers.
Your information could be compromised, and needless to say, this is some very disturbing news for many.
This Could Be Personal
Although disturbing, the latest data breach is only a micro level aspect of one’s current credit situation. Many people who were unharmed by the Equifax breach still have much to be concerned about.
Most people have a desire to own a home or start a business. But each day, millions of people find that their poor credit is serving as a roadblock.
The consequences of previous bad spending habits have left them with an inadequate credit rating. I found myself in this same boat a number of years back.
I was extremely careless with spending my money. My lack of discipline got so out of control that I began to spend money that I didn’t even have.
This, of course, left me with a mountain of debt, and I found myself struggling just to get by.
It’s Not a Hopeless Situation
If you’ve found yourself in a similar situation, it’s important to know that it’s never too late to change. All of the things you want to achieve when it comes to your credit and financial stability are never too far out of reach.
All it takes is some determination and self-discipline. Next, seek the help of professionals with your process.
We recently discovered a website called CreditRepair.com. Their aim is to help modern-day consumers become more aware of their current credit score and status.
Additionally, they track score changes, and actively play more of a part in their financial future.
However, what makes CreditRepair.com different from other websites is the detailed involvement of their customer service team. Furthermore, their engagement with their clients to set you up for the best results possible.
The team at CreditRepair.com is there for you every step of the way. They’re there throughout the endeavor of repairing your credit and establishing better financial practices in your life.
Reputation Matters
The proof really is in the pudding for this company. One customer recently reviewed them and stated that she was only working with them for one month but was seeing amazing results.
Her stress-free experience came at little effort from herself while working with them, she said.
“When I say worked, I mean gave them info and sat back and watched,” the customer wrote on their testimonials page. The team at CreditRepair.com doesn’t need much from you to get started.
To begin the process you will submit some basic information and authorizations. There are so many things to be knowledgeable about when it comes to proper credit repair and monitoring.
This company promises to be vigilant about keeping your credit report fair, accurate, and relevant.
Far too often, many credit companies and collection agencies abuse standards set by law. However, the CreditRepair.com 3-step process ensures that your information is substantiated and verifiable.
The three C’s of the CreditRepair process are Check, Challenge, and Change.
The Process
First, your credit report is checked and the report is provided to you in a way that it is understandable. Most of us are capable of pulling our own report. However, it’s nice to have a team of experts that can help you identify negative items on the report.
Then they organize them for better understanding and are prepared to help you challenge questionable items.
Next, they facilitate the challenges. Many people lose their way at this point in the process.
What’s the best way to contact these credit agencies? How should I approach them with my dispute?
Should I attempt to settle, or do I have the right to have this mark removed from my credit history? The team at CreditRepair.com has those answers and handles this painstaking task for you.
After taking those steps, you will begin to see the real changes.
In fact, previous members of CreditRepair.com reported an average of a 40 point change in their TransUnion score in four months.
Save Yourself Some Time
We know it’s not difficult to pull your own report, and it’s certainly possible to dispute items on your own. The beauty of a company like CreditRepair is that they are saving you time.
Moreover, you have peace of mind because this important matter is in the hands of professionals.
CreditRepair.com has earned its spot as one of the most reputable and dependable companies out there.
If you know that you need professional help to get your credit into a better place, then be sure to contact the team at CreditRepair.com.
