This Middle Class Couple Went from Living On 44 Cents a Day to Becoming Millionaires

When it comes to becoming a millionaire, most of us think it’s possible only under a few circumstances:

1. You own a really big business or create a super successful product
2. You win the lottery
3. You have a very, very rich family

But Bryce Leung and Kristy Shen didn’t fall into any of those categories. Kristy had moved to the middle class from poverty. Bryce was a middle-class engineer who was trying to move up the ranks of what he thought was the American dream.

Both Kristy and Bryce were just a middle-class couple who had enough of the rat race…and they became millionaires and retired.

Did we mention that they were only in their 30’s? 

In this strategy-packed episode, Bryce and Kristy shared the amazing story of how they saved and invested their way to a million dollars in record time…without a trust fund, rich parents, or a reality TV show.

Bryce and Kristy share the mistakes they made (and avoided), wealth-hacking tips to make money while you travel, and adopting the right mindset as a couple to achieve the life of your dreams. 

Tune in if you’re ready to learn how a couple with a middle-class income can grow millions using the money they already have.

What You Will Learn 

• How did this couple come up with the idea that they could become millionaires?
• Christy’s journey from living on 44 cents per day in China to a millionaire
• The reason Christy decided she had to get out of the rat race and make money a new way
• The resources Kristy and Bryce used to get started on their journey to a million dollars
• Why retirement isn’t about age
• The easy 4% rule that Christy and Bryce suggest to calculate your retirement number
• Why Bryce chose to invest in index funds as one of his million-dollar strategies
• Why Bryce and Kristy decided NOT to buy a house as an investment (when everyone else they knew was)
• How Kristy’s early experiences in poverty were a strength…and liability to a wealth mindset
• Why the survival mindset helps you survive in the short term but hurts your money in the long term
• How Kristy and Bryce joined the strengths of their backgrounds to become a wealthy couple
• Why you must rely on yourself to get your financial freedom
• How to deal with a saver that starts getting rich
• The importance of creating your own financial freedom  your way
• Why you can start your path to a million-dollar future today
• Wealth-hacking habits that will save money without hurting the quality of your life
• Wealth-hacking habits to make money while you’re traveling
• Why financial peace of mind is good for your health and society
• Why Kristy and Bryce are passionate about creating more wealth builders

Resources Mentioned

• Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required
• Millennial Revolution (Bryce and Kristy’s blog)
• Mr. Money Mustache blog
• Jlcollins Blog
  

Thanks For Listening!

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Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs.

Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.